THE ETF SAVINGS PLAN CALCULATOR

Plan your recurring investment plan in just 3 steps. With our investment calculator, you can see how regular contributions could develop under different market conditions. Please note: This calculator only provides an estimate and is based on the information you enter. This estimate may not be accurate. This is not financial advice.

How to set up a recurring investment plan

With a recurring investment plan, you can easily save toward a goal or start building long-term wealth. You can set up regular investing through your bank or an investment platform, allowing you to invest automatically in an ETF or fund — starting from just £1 per month.

Investment risk: The value of investments and any income from them can fall as well as rise and are not guaranteed. You may not get back the amount you originally invested.

OPEN AN ACCOUNT

If you don’t already have an investment account, you’ll need to open one first. Once that’s done, you can set up your regular investing plan directly from there.

CHOOSE YOUR INVESTMENT

It’s simple to find an ETF or fund that matches your investment goals. You might prefer to focus on a particular sector, region, or theme that aligns with your interests or financial objectives.

DECIDE HOW MUCH TO INVEST

Next, choose how much you’d like to invest and how often. There are no fixed rules — the amount should suit your budget and long-term goals. You can start with as little as £1 per month and adjust your contributions whenever you like.

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Not sure which iShares ETF to choose for your savings plan? Discover the largest iShares ETFs now, sorted by assets under management.

LEARN MORE ABOUT ETF SAVINGS PLANS

If buying a single company share is like buying a single chocolate, then buying an ETF is like buying a box of different chocolates. ETFs can contain 100s or even 1,000s* of different company shares or bonds. So rather than backing just one company, your investment is spread across many different companies, helping to reduce risk**.

*Bloomberg, as at 18/05/2023
**Risk: Diversification and asset allocation may not fully protect you from market risk.

An index measures the performance (or returns) of a collection of stocks, bonds, or other assets. Indexes can represent something as broad such as the global stock market, or as narrow as a single country or industry. ETFs aim to replicate the performance of an index.

An ETF savings plan allows you to invest a flexible amount in ETFs each month, starting from just £1*. It offers the ability to buy fractional shares, which means you can think in euros, not in shares, and choose how much you want to invest each month regardless of the ETF’s share price. Once you’ve selected your ETF and regular contribution, you’re all set to invest. Don’t worry – you can always make changes.

*Trading 212 ETF Savings Plan, as at 12/09/2024

A savings plan can be a great option for people saving for retirement, paying for their children’s education, or buying a house. As savings plans allow you to invest small monthly amounts, they are a good way to build long-term wealth while reducing the risk of investing at the wrong time. What’s more, you can invest as little as £1 a month and should you want to change future contributions or even sell your ETF, you can do that too.

Start setting up your ETF savings plan by using the ETF Savings Plan Calculator to explore different ways you might reach your investment goals. Then you can choose an ETF that best fits your needs. To buy the ETF, you can set up a broker account if you don't already have one and create a savings plan with your chosen ETF via your broker account.

You’ll need to decide which region or industry you'd like to invest in first. For example, if you want to invest in the U.S., you could pick an ETF that includes U.S. companies like the S&P500. Or, if you want to invest in UK companies, there’s the FTSE.

Investing is a long-term game, so it’s best to get started sooner rather than later. After all, the longer your money is invested, the better chance it has to grow. And while in the past, it may have made sense to wait, so you could save and invest larger sums, today the low or no trading fees make saving small amounts regularly a good option.

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**Important Information

The simulation shown on this page provides an estimate of the return for a savings plan based on the following assumptions.

  • Initial investments are made at the start of the contribution period and monthly savings are made at the end of each month over the whole timeframe.
  • The return rate is constant over time. The actual return rate achieved will depend on the performance of the investments which can vary.
  • Results do not account for inflation or any costs and charges.
  • This calculator works on an annual compounding period. The calculation uses the rate of return selected for the selected period.

Risk
Past performance is not a reliable indicator of current or future results and should not be the only factor considered when selecting a product or strategy.

Legal Information
Issued by BlackRock (Netherlands) BV, a company authorized and regulated by the Dutch Financial Markets Authority. Registered office: Amstelplein 1, 1096 HA, Amsterdam, Tel.: +31(0)-20-549-5200. Commercial Register No. 17068311. Telephone calls are usually recorded for your protection.

© 2025 BlackRock, Inc. All rights reserved. BLACKROCK, iSHARES, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK and SO WHAT SHOULD I DO WITH MY MONEY are trademarks of BlackRock, Inc. or its subsidiaries in the US and other countries. All other trademarks are the property of their respective owners.

Digital wealth managers offer a range of pre constructed portfolios1 or discretionary managed offerings2 which enables an authorized financial professional to buy and sell on a client’s behalf. Digital wealth managers use ETFs including iShares as part of their offerings.

1 Pre constructed portfolios are customized portfolios for a specific objective, designed by a professional management team.
2 Discretionary investment management is a form of investment management in which buy and sell decisions are made by a portfolio manager or investment counsellor for the client's account.

You may want to seek out professional financial advice before making an investment decision. If you do not have your own financial adviser there are independent services that you can search for online that lets you find, rate and review independent financial advisers. For more information on finding the right financial adviser visit Unbiased’s website.

A stockbroker is a professional who buys and sells securities such as ETFs on a stock exchange on behalf of clients. You can buy iShares ETFs through a stockbroker during daily trading hours. Please note that brokerage and other fees may apply. The London Stock Exchange (LSE) has a tool to help you locate a stockbroker.