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iShares is the world’s leading Exchange Traded Fund (ETF) provider, with more than a decade of expertise and commitment to investors. 1


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1 Based on over 700 ETFs and more than $1 trillion in assets under management globally as of 30/06/15. 2 iShares Index Funds seek to track the investment results of their underlying benchmark, less fees and expenses. Tracking error is a measure of how closely a Fund follows the index to which it is benchmarked. Over a three year period, as of 31/8/2014, 62% of global iShares Funds were within 25 bps and 80% were within 50 bps of their benchmarks, based on the Net Asset Value of the Funds. Past performance is no guarantee of future results. 3 Based on $4.721 trillion in AUM as of 30/06/15, BlackRock.

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Detailed explanation of investor types
Terms and Conditions

A private investor is an investor who does not meet the following criteria for qualifying as an institutional client (semi-professional or professional client). A private investor is thus any natural or legal person who is neither a professional nor semi-professional investor.

A professional investor is:
1. An authorised legal entity which is subject to regulation allowing it to operate in the financial markets. The following investors generally qualify as professional investors:

a. Credit institutions
b. Securities firms
c. Other authorised or regulated financial institutions
d. Insurance companies
e. Undertakings for collective investment and their management companies
f. Pension funds and their management companies
g. Commodities traders and commodity derivatives traders
h. Local investors
i. Other institutional investors

2. A large company which fulfils at least two of the following criteria:

a. Total equity and liabilities: EUR 20,000,000
b. Net sales: EUR 40,000,000
c. Equity: EUR 2,000,000

3. National and regional governments, public bodies that manage public debt, central banks, international and supranational institutions such as the World Bank, the IMF, the ECB, the EIB and other similar international organisations.

4. Other institutional investors whose main activity is to invest in financial instruments, including institutions that carry out the securitisation of liabilities and other financing transactions.

5. Those who request classification as a professional client and can be treated as such.

A semi-professional client is:
1. Any investor:

a. who commits to investing at least EUR 200,000,
b. who states in writing in a document separate from the contract on the investment commitment that he is aware of the risks associated with the proposed commitment or investment,
c. whose expertise, experience and knowledge can be assessed without making the assumption that the investor has the market knowledge and experience of the investors outlined in Annex II, Section I of Directive 2004/39/EC,
d. for whom, taking into account the nature of the proposed obligation or investment, it can reasonably be assumed that the investor is able to make his own investment decisions and that he understands the risks involved and that such an obligation is appropriate for the investor in question, and
e. who confirms in writing that the assessment mentioned in letter c has been carried out and the conditions set out in letter d have been met,

2. An executive or employee of the management company listed in Section 37 (1) of the German Investment Code (Kapitalanlagegesetzbuch), provided he invests in investment funds managed by the management company, or a member of the Board or the Executive Board of an externally managed investment company, provided he invests in the externally managed investment company,

3. Any investor who undertakes to invest at least EUR 10 million in an investment fund.

Please read this page before proceeding, as it explains certain restrictions imposed by law on the distribution of this information and the countries in which our funds are authorised for sale. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.

Please note that you are required to read and accept the terms of our Privacy Policy before you are able to access our websites.

Once you have confirmed that you agree to the legal information in this document, and the Privacy Policy - by indicating your consent above - we will place a cookie on you computer to recognise you and prevent this page reappearing should you access this site, or other BlackRock sites, on future occasions. The cookie will expire after six months, or sooner should there be a material change to this important information.

By confirming that you have read this important information, you also agree that such information will apply to any subsequent access to the Individual investors (or Institutions / Intermediaries) section of this website by you

BlackRock (“We/BlackRock”) recognizes the importance of protecting your personal and financial information when you visit our websites (each a “Website” and together “Websites”). This Policy including the Cookies Policy is designed to help you understand the information collection practices on all Websites owned or operated by or on behalf of companies within the BlackRock group of companies, including (but not limited to) blackrock.com and ishares.com, together with their local variations (for example, blackrock.co.uk; blackrock.com/de etc). Information collected on our Websites is collected by BlackRock Investment Management UK Limited. Contact information is included in this Policy and on the Website.

We are committed to:

(a)   protecting the personal data you provide to us;

(b)   telling you how we use the information we gather about you; and

(c)   ensuring that you know the circumstances under which we may disclose your personal data.

This Policy covers the privacy and data protection policies on our website, and should be read in conjunction with any other applicable policies, terms, and conditions in place between you and BlackRock.


Changes to this Policy


This Policy is dated 1 July 2016.

Previous versions of this Policy are available upon request. BlackRock reserves the right to amend this Privacy Policy at any time without notice, by updating this posting, in which case the date of the Policy will be revised. However, you will be asked to provide your consent to updated versions of this Policy in the event of a material change to the information contained within it. In addition, you will be asked to reaffirm your consent to this Policy on a periodic basis. The current version of this Policy can be accessed from the link on the homepage, or at the bottom of our other website pages. By accessing the Website following amendments, you are accepting the amended Policy.


Contact Us


If you have any questions about this Policy, or our privacy related practices, please contact us:

  • through your usual contact or at any of our [offices];
  • by email at investor.services@blackrock.com; or feedback@iShares.com
  • by phone at (BlackRock) +44 (0) 800 445 522 (iShares) +44 (0) 20 7668 8007
  • by post: Global Privacy Officer, BlackRock, 12 Throgmorton Avenue, London, EC2N 2DL


Data Protection and Privacy


Information Collection and Use


Personal Data:

The personal data and other information you submit to our Websites is used to service your account, to improve our services to you and/or to provide you with information on BlackRock products and services. The types of personal data that may be collected at our Websites include: name, address, email address and telephone number. We will not sell, share or rent your personal data to others in contravention of this Privacy Policy.

Additionally, if you are accessing parts of this Website that are password protected, then once you submit your password and enter, this Website will recognize who you are and collect all information that you submit, including all electronic information (including all transaction information).

In the password protected section of our Website, or if you are a visitor who has entered the Website via a click through link in an email which we have sent you, information about you, including information about the pages you visit, the documents you download and other information which can help us personalize our future interaction with you may be collected. Any information collected about you from this Website may be associated with other identifying information that we have about you.


Your Rights

You may contact us to:-

  • request that we amend, rectify, delete or update the personal data we hold about you;
  • where possible (e.g., in relation to marketing) amend or update your choices around processing;
  • request a copy of personal data held by us.

Where you would like to receive a copy of all personal data held, such request should be in writing (email or post), addressed to our Global Privacy Officer at our London Office and should contain as much information as possible to facilitate our dealing with this request.


Aggregate Information:

We generally record certain usage information, such as the number and frequency of visitors to our Websites. This information may include the websites that you access immediately before and after your visit to our Websites, the Internet browser you are using and your IP address. If we use such data at all it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally.


Sharing your information with other BlackRock companies and Service Providers

Your personal data may be collected and processed for the purposes above:

(i) By any of the companies within the BlackRock group; or

(ii) By a third party service provider engaged by us for these purposes;

BlackRock companies and service providers we engage may be based in countries outside of the European Union / EEA in countries having different standards of protection for personal data. Recipients will be required by us to protect your information in accordance with applicable data protection laws.


Compliance with Laws

Your personal data will be held and processed by us in accordance with applicable data protection law.

We will not provide any personal data to any other persons, except if we are required to make disclosures by any law, any government or private parties in connection with a lawsuit, subpoena, investigation or similar proceeding.


E-mail and Marketing

BlackRock does not sell its customers' personal data, nor will we provide your personal data to third parties for their marketing purposes without your consent. BlackRock will not send you e-mail messages without first receiving your permission, unless it relates to servicing your account or unless you have consented to receiving electronic delivery of fund documents as part of our E-Delivery service. It is our policy to include instructions for unsubscribing from these permission-based programs.


Business Transfers

If the business, stock or assets of BlackRock are acquired or merged with another business entity, we will share all or some of your information with this entity to continue to provide our service to you. You will receive notice of such an event and the new entity will inform you of any changes to the practices in this Privacy Policy. If the new entity wishes to make additional use of your information, you may decline such use at such time.


Disclosure to Third Parties

The personal data you provide to us will only be disclosed to third parties if we have your permission, or as set out in this Privacy Policy. We may disclose details about the general use of our Websites to third parties – for example, to demonstrate patterns of use to advertisers and other business partners. Information we pass on for this purpose will not include any personal data by which you may be identified. We endeavour to prevent unauthorised disclosures of your personal data by third parties but we are not responsible for any unauthorised disclosures or other breaches of security or for the actions of others if the information was passed to them with your authority or with the authority of anyone other than us or our group companies.


Third Party Websites

BlackRock disclaims responsibility for the privacy policies and customer information practices of third party internet websites hyperlinked from our Website or this Privacy Policy.



We recommend that you do not send us any personal data via non secure methods of correspondence, including via public electronic communication channels, such as Internet e-mail, which are generally not secure.

BlackRock protects your personal data when you transact business on our Website by requiring the use of a browser software program that supports industry standard SSL encryption with 128-bit key lengths. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security.


Cookies Policy


What are cookies?

Cookies are small text files that are stored in your computer’s memory and hard drive, in your mobile device or tablet when you visit certain web pages. They are used to enable websites to function or to provide information to the owners of a website, or other third parties which receive data obtained from that website.

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalised web experience.


Why do we use cookies?

Cookies help us to provide customised services and information. We use cookies on all our Websites to tell us, in general terms, how and when pages in our Websites are visited, what our users’ technology preferences are – such as what type of video player they use – and whether our Websites are functioning properly. Depending on their purpose, some cookies will only operate for the length of a single browsing session, whilst others have a longer life span to ensure that they fulfil their longer-term purposes (as explained in more detail below). Please note that, however long the cookies’ active life may be, you can delete cookies (and therefore stop any further data collection by them) as further described below.


If you are using one of our password-protected sites, then the Website may use cookies or other technology to help us authenticate you, store and recognise your configuration and user attributes, facilitate your navigation of the website and customise its content so that the information made available is likely to be of more interest to you.


In broad terms, we use cookies on our Websites for the following purposes:


Analytical purposes: Analytical cookies allow us to recognise, measure and track visitors to our Websites and compile a record of this usage information. This helps us to improve and develop the way our Websites work, for example, by determining whether site visitors can find information easily, or by identifying the aspects of websites that are of the most interest to them.

Usage preferences: Some of the cookies on our Websites are activated when visitors to our sites make a choice about their usage of the site. Our Websites then ‘remember’ the settings preferences of the user concerned. This allows us to tailor aspects of our sites to the individual user.

Terms and conditions: We use cookies on our Websites to record when a site visitor has seen a policy, such as this one, or provided consent, such as consent to the terms and conditions on our Websites. This helps to improve the user’s experience of the site – for example, it avoids a user from repeatedly being asked to consent to the same terms. We also track whether a user has seen other similar documents (such as an online survey) before – again, to ensure that a user’s experience of our Websites is a smooth one.

Session management: The software that runs our websites uses cookies for technical purposes needed by the internal workings of our servers. For instance, we use cookies to distribute requests among multiple servers, authenticate users and determine what features of the site they can access, verify the origin of requests, keep track of information about a user’s session and determine which options or pages to display in order for the site to function.

Functional purposes: Functional purpose cookies store information that is needed by our applications to process and operate. For example, where transactions or requests within an application involve multiple workflow stages, cookies are used to store the information from each stage temporarily, in order to facilitate completion of the overall transaction or request.

Advertising: Advertising cookies allow us (or third parties) to monitor the behaviour of users of our Websites. This information is used to ensure that products and services highlighted to those individuals are targeted in a focused and relevant manner – e.g. through advertisements on BlackRock websites or through advertisements on third party websites (e.g. Bloomberg, Agefi.com Handlesblatt.de, etc) which are based on your experience with our Websites; or to monitor the effectiveness of those digital marketing campaigns. We also monitor whether the adverts displayed on our Websites are of interest to users and retain this information to ensure that adverts seen by users of our Websites over a period of time are appropriate.


Please note that third parties may use cookies. The kind of cookies and the consequent data processing carried out by such third parties are regulated by their privacy policy. Please see below.


Your cookie preferences

Cookies are necessary in order for you to be able to make full use of BlackRock’s Websites. In addition, cookies help us provide you with personalised features on our Websites. If you chose to disable cookies, some of BlackRock’s Website’s functionality might be impaired.


Local Flash Storage

On certain of our Websites, we include content designed for display using Adobe Flash Player, such as animations, videos and tools. Local flash storage (often referred to as “Flash cookies”) can be used to help improve your experience as a user. Flash storage is retained on your device in much the same way as standard cookies, but is managed directly by your Flash software.

If you wish to disable or delete information stored locally in Flash, please see the documentation for your Flash software, located at www.adobe.com. Please note that, if you disable Flash cookies, some site functionality may not work.


Third party cookies

When you visit our Websites, you may receive cookies that are set by third parties. These may include cookies set by Google, Bizo, LinkedIn, AppNexus, Xaxis, MediaMind and/or Rocketfuel. These cookies are used for the purposes described in the “Why Do We Use Cookies?” section of this policy. We do not control the setting of these third party cookies, so we suggest you might wish to check the third party websites for more information about their use of cookies and how to manage them.





Third Party


Privacy Policy






Google Privacy






Google Privacy






Iperceptions Privacy




Verient Inc


Privacy Policy






Sizmek Privacy Policy






Sizmek Privacy Policy






Xaxis Privacy Policy


Amending cookie preferences

If you wish to remove cookies set by our Websites from your browser in the future, you may delete them. The instructions for removing cookies from your computer or mobile device depend on the operating system and web browser you use. Please note, however, that withdrawing your agreement to the use of cookies on our sites will impair the functionality of the sites.


The site www.allaboutcookies.org includes instructions for managing cookies on many commonly used browses, or you may consult the vendor documentation for your specific software.


Further information about cookies

If you would like to find out more about cookies in general and how to manage them, please visit www.allaboutcookies.org.