THE ETF SAVINGS PLAN STUDY 2025 BY EXTRAETF

The continental European ETF market continues to grow dynamically. An increasing number of private investors are using index-based products to build up their assets. This is confirmed once again by the study conducted by the investor portal extraETF. *

A woman is lying comfortably on a couch and looking at her mobile phone.

Success story continues

ETFs have now become an integral part of private investors' strategic asset accumulation. Managed ETF assets at brokers and digital banks in continental Europe are expected to reach a new record level of €341 billion in 2025, which is a 28% increase since 2024. This growth is driven by sustained inflows and the influx of many new private investors, who often start with small amounts. *

Number of savings plans continues to rise

The number of ETF savings plans executed each month across Europe is set to rise from 10.8 million in 2024 to 15.1 million in 2025, reaching a new all-time high.

This development is supported by neobanks such as N26, Revolut and Neon, as well as international brokers such as XTB and Saxo, who are constantly expanding their range of savings plans.

Large ETF providers are also increasingly focusing their European strategies on private investors, as ETF savings plans are now considered the most important source of growth in the private customer business. *

Larger savings volume, lower savings rate

The annual savings volume of ETF savings plans is expected to grow from €17.6 billion in 2024 to €22.7 billion (+29%) in 2025. However, the average savings rate is expected to fall from €136 to €125.30 due to micro, roundup, and children's accounts. *

ExtraETF sees potential for further growth

Around 53.7 million ETF savings plans are expected by 2030, corresponding to an annual savings volume of around €73 billion, with ETF assets at brokers and digital banks totalling just under €1 trillion. This is a clear indication of sustained structural growth. *

Symbol with the word "ETF"

ETF market is growing across Europe

In 2025, the market for ETF savings plans in continental Europe will still be in a pronounced growth phase. *

Symbol of a lightbulb

Increasing popularity among investors

This growth is driven by many new private investors starting with small amounts. *

Symbol showing 3 people

Savings plans are becoming increasingly popular across Europe

In 2025, numerous providers in Europe added ETF savings plans to their offerings. International providers are increasingly expanding into other European countries. *

Magnifying glass

THE ETF SAVINGS PLAN STUDY 2025 BY EXTRA ETF

Learn more about the background and facts of the ETF savings plan market in continental Europe.

Important note: By clicking 'Learn more', you will leave the BlackRock website. BlackRock is not responsible for the content of the linked website.

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

* Source: Unless stated otherwise, all data in this website is taken from the ExtraETF ETF Savings Plan Study 2025, as of November 2025.