THE ETF SAVINGS PLAN CALCULATOR

Calculate your savings plan in 4 easy steps

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LEARN MORE ABOUT ETF SAVINGS PLANS

If buying a single company share is like buying a single chocolate, then buying an ETF is like buying a box of different chocolates. ETFs can contain 100s or even 1,000s* of different company shares or bonds. So rather than backing just one company, your investment is spread across many different companies, helping to reduce risk**.

*Bloomberg, as at 18/05/2023
**Risk: Diversification and asset allocation may not fully protect you from market risk.

An index measures the performance (or returns) of a collection of stocks, bonds, or other assets. Indexes can represent something as broad such as the global stock market, or as narrow as a single country or industry. ETFs aim to replicate the performance of an index.

An ETF savings plan allows you to invest a flexible amount in ETFs each month, starting from just CHF 20*. It offers the ability to buy fractional shares, which means you can think in euros, not in shares, and choose how much you want to invest each month regardless of the ETF’s share price. Once you’ve selected your ETF and regular contribution, you’re all set to invest. Don’t worry – you can always make changes.
* Postfinance, 19. Juni 2024

A savings plan can be a great option for people saving for retirement, paying for their children’s education, or buying a house. As savings plans allow you to invest small monthly amounts, they are a good way to build long-term wealth while reducing the risk of investing at the wrong time. What’s more, you can invest as little as CHF 20 a month and should you want to change future contributions or even sell your ETF, you can do that too.

Start setting up your ETF savings plan by using the ETF Savings Plan Calculator to explore different ways you might reach your investment goals. Then you can choose an ETF that best fits your needs. To buy the ETF, you can set up a broker account if you don't already have one and create a savings plan with your chosen ETF via your broker account.

There’s no hard rule, simply invest as much as you’re comfortable with after your monthly expenses. In Germany, the average amount invested in ETF Saving plans is €170 per month*, but you can start investing with just few Euros each month. Use the ETF Savings calculator to see the potential of saving with ETFs.

*Source: extraETF, as at 28/02/2023

You’ll need to decide which region or industry you'd like to invest in first. For example, if you want to invest in the U.S., you could pick an ETF that includes U.S. companies like the S&P500. You can find all iShares ETFs here.

Investing is a long-term game, so it’s best to get started sooner rather than later. After all, the longer your money is invested, the better chance it has to grow. And while in the past, it may have made sense to wait, so you could save and invest larger sums, today the low or no trading fees make saving small amounts regularly a good option.

**Important Information

The simulation shown on this page provides an estimate of the return for a savings plan based on the following assumptions.

  • Initial investments are made at the start of the contribution period and monthly savings are made at the end of each month over the whole timeframe.
  • The return rate is constant over time. The actual return rate achieved will depend on the performance of the investments which can vary.
  • Results do not account for inflation or any costs and charges.
  • This calculator works on an annual compounding period. The calculation uses the rate of return selected for the selected period.

Risk Warnings

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time and depend on personal individual circumstances.

Regulatory Information

In the UK and Non-European Economic Area (EEA) countries: this is issued by BlackRock Advisors (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL, Tel: +44 (0)20 7743 3000. Registered in England and Wales No. 00796793. For your protection, calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.

For investors in Switzerland

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Any research in this document has been procured and may have been acted on by BlackRock for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the BlackRock Group or any part thereof and no assurances are made as to their accuracy.

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